Explore options to help protect your home and belongings.
Discuss coverage for your home, personal property and liability needs. Available coverages and exclusions vary by policy.
We also help individuals and families explore renters and rental dwelling insurance. Farm families can ask about farm insurance too.
An independent agency can work with more than one insurance company, so we can talk through options from the companies we work with instead of a single carrier.
Talk to an Agent →Products and availability depend on authorization, eligibility and location.
Your house is probably the biggest thing you own, so it's worth knowing what your policy would actually do if it's damaged. Ask us what it would cost to rebuild your home today, not what you paid for it. Ask how your deductible works, and what your policy says about things like wind, hail, fallen trees, and water damage. If you've added a room, a new roof, or a shop or carport, tell us so we can make sure your policy reflects it.
Think about everything inside: furniture, clothes, electronics, tools, and the things you'd hate to replace. Ask whether your policy pays to replace an item or pays what it's worth after wear and tear, and whether higher-value items like jewelry, firearms, or collectibles need their own coverage. A quick phone video of each room is an easy way to keep a record of what you own.
Liability coverage can help if someone gets hurt on your property or you accidentally damage someone else's. Ask us what your current liability limit is, whether it fits your situation (a pool, a trampoline, dogs, or lots of visitors can all be worth mentioning), and whether an umbrella policy makes sense for you.
Renting? Your landlord's policy is there for the building, not your belongings, so ask us about renters insurance for your things and your liability. Own a house you rent out? A regular homeowners policy may not be the right fit for a rental, so ask about rental dwelling coverage and what it does and doesn't include. Either way, we'll walk you through your options in plain English.
Send us your name, phone, email and a short message, or call 229-268-4812. We'll gather quote details by phone. Please don't include Social Security, driver's license, bank or medical information in the form.
Start with a simple conversation about what matters to you.
