Your vehicles
Bring us the year, make, and model of each vehicle and how you use it: commuting, running errands, back roads, or work. Ask whether comprehensive and collision make sense for each vehicle, what your deductibles are, and what happens if a newer or financed vehicle is totaled. If you use a personal vehicle for business, tell us, because it can change what coverage fits.
Your drivers
Every licensed driver in your household matters, including teens who just got their license and anyone who regularly borrows a car. Let us know when someone is added, moves out, or heads off to school, and ask whether any discounts may be available for your household. Availability varies by company and eligibility.
Liability
Georgia requires liability coverage on registered vehicles, but the state minimum isn't always enough to protect what you've worked for. Ask us what the Georgia requirements are, what your current limits are, and whether uninsured/underinsured motorist coverage makes sense for you.
Reviewing your policy
Life changes, and your auto policy should keep up. Good times to call us: when you buy, sell, or pay off a vehicle, add a driver, move, change jobs or commutes, or start using a vehicle for work. A quick review once a year is a good habit too, and we're happy to go over it with you.