Property
Farm property & buildings
Ask about coverage that can help protect barns, shops, sheds, grain and storage buildings, and the farmhouse where applicable.
Farm & livestock insurance
Farm Insurance in Dooly County & South Georgia
One local, independent agency for your operation and your livestock. 35+ years serving Dooly County and South Georgia farms.
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Farm insurance vs. crop insurance
Farm insurance generally helps protect the farm operation itself, such as buildings, equipment and machinery, farm vehicles, and liability to others. Crop insurance covers eligible crops against losses in yield or revenue and follows federal program rules and deadlines set through USDA's Risk Management Agency (RMA). Many farms carry both, and a local agent can review which fits your operation. Learn about crop insurance.
Protect the operation
Farm insurance for Georgia farms
Coverage, terms and exclusions vary by policy. Ask us what applies to your farm.
Equipment
Equipment & machinery
Tractors, harvesters, implements and irrigation equipment such as pivots, both on and off the farm.
Liability
Farm liability
Coverage that may help when farm activities lead to injury or damage to others.
Vehicles
Farm vehicles
Farm trucks and trailers. Farm families can also ask about home and auto insurance.
Cattle, dairy & more
Livestock insurance in Georgia
We help farmers protect their animals and their market. Here's how the main types of coverage and federal programs differ.
Private coverage
Livestock mortality coverage
Coverage that may help when insured animals die from covered causes. What's covered varies by policy, so ask your agent which animals and causes of loss apply.
Farm policy
Livestock on your property & liability
How livestock fit into a farm policy, for example when animals stray onto a road or cause injury or damage to others. We'll walk through it with you.
Important
Market plans don't cover death loss
Federal livestock plans protect against market risk only. They don't cover death of animals, physical loss or damage. Pair them with mortality coverage for death losses.
Federal livestock insurance (USDA RMA)
These plans are sold through licensed livestock and crop insurance agents. After an application is approved, producers buy coverage for set periods under each plan's rules. Coverage levels, subsidies and prices change, so ask us for current details.
| Plan | What it protects against | Animals (general) |
|---|---|---|
| Livestock Risk Protection (LRP) | Price declines | Feeder cattle (including unborn calves) and fed cattle; swine and lamb versions also exist |
| Livestock Gross Margin (LGM) | Loss of gross margin (market value of livestock minus feed costs) | Cattle, swine and dairy (milk) |
| Dairy Revenue Protection (DRP) | A quarterly decline in milk revenue (yield and/or price) | Milk revenue from dairy cows |
FSA disaster programs for livestock
These are government assistance programs from USDA's Farm Service Agency, not insurance.
Livestock Indemnity Program (LIP)
Benefits for livestock deaths above normal mortality caused by eligible adverse events. Check FSA for notice-of-loss and application deadlines. FSA: LIP ↗
Livestock Forage Disaster Program (LFP)
Compensation for grazing losses due to drought or fire on eligible pastureland. FSA: LFP ↗
Be ready
What to bring for farm insurance
Call ahead and we'll confirm what's needed for your operation.
- List of farm buildings and structures
- Equipment and machinery list
- Farm vehicles and trailers
- Livestock types and approximate head counts
- Current policies and declarations pages
Please don't send Social Security, bank or other sensitive details by email or web form. We'll tell you a secure way to share anything needed.
What's the difference between farm insurance and crop insurance?
Farm insurance generally helps protect the farm operation itself, such as buildings, equipment and machinery, farm vehicles, and liability to others. Crop insurance covers eligible crops against losses in yield or revenue and follows federal program rules and deadlines set through USDA's Risk Management Agency. Many farms carry both. A local agent can review which fits your operation.
What does farm insurance usually cover?
It depends on the policy, but farm insurance can help protect farm buildings, equipment and machinery, farm vehicles, livestock and liability to others. Coverage and exclusions vary, so ask your agent what applies to your farm.
Is there insurance for livestock in Georgia?
Yes. Farm policies can include coverage for livestock, such as mortality and liability, depending on the policy. USDA's Risk Management Agency also offers federal livestock insurance, including Livestock Risk Protection for price declines, Dairy Revenue Protection, and Livestock Gross Margin, sold through crop insurance agents. These federal plans cover market risk only, not animal deaths. Separately, USDA's Farm Service Agency runs disaster programs such as the Livestock Indemnity Program and the Livestock Forage Disaster Program.
Agriculture & risk management
Protection for the Work You Put Into Every Season
Explore crop and farm coverage options with the agency. See our Crop Insurance page. Availability depends on eligibility, authorization, and applicable program rules.
Start with one conversation
Tell us about your farm, livestock and crops. Mention your farm or crop in the message box and we'll follow up by phone.
General information only. Availability, terms, conditions and exclusions depend on the policy and program rules. Deadlines can change, so confirm current dates with the agency or USDA RMA.
Ready to explore your options?
Start with a simple conversation about what matters to you.