/* Cape Insurance Services website styles
   EDIT COLORS HERE: --navy (dark blue) and --gold (butter yellow) in the :root blocks below. */
:root{--navy:#08294b;--navy2:#031c35;--gold:#f1e39a;--gold2:#f8edb8;--ink:#142c46;--muted:#526276;--pale:#fffbea;--line:#e8dfb5;--white:#fff;--radius:16px;--shadow:0 16px 40px rgba(4,31,57,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.wrap{width:min(1160px,92%);margin:auto}.topbar{background:#fff;border-bottom:1px solid var(--line);font-size:.86rem}.topinner{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:12px 0}.brand{display:flex;align-items:center;gap:12px;min-width:245px}.logo-picture{display:block;flex:0 0 auto;background:transparent;border:0;padding:0;box-shadow:none}.logo-img{display:block;width:92px;height:auto;object-fit:contain;flex:0 0 auto;background:transparent;border:0;padding:0;box-shadow:none}.brand strong{display:block;color:var(--navy);font-size:1.03rem;letter-spacing:.04em;line-height:1.2}.brand small{display:block;color:#647487;letter-spacing:.08em;font-size:.72rem;margin-top:4px}.brand strong{display:block;color:var(--navy);font-size:1.03rem;letter-spacing:.04em;line-height:1.2}.brand small{display:block;color:#647487;letter-spacing:.13em;font-size:.68rem;margin-top:4px}.topdetails{display:flex;gap:20px;color:#3f5368}.topdetails span{display:flex;align-items:center;gap:8px}.topdetails b{color:var(--navy)}nav{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 5px 18px #041f3920}.navinner{display:flex;align-items:center;justify-content:space-between;min-height:58px}.navlinks{display:flex;align-items:center;gap:4px}.navlinks a{padding:18px 15px;font-size:.91rem;color:#f7f9fb;border-bottom:3px solid transparent}.navlinks a:hover,.navlinks a.active{border-color:var(--gold);color:var(--gold2)}.nav-cta{padding:11px 17px!important;background:var(--gold);color:var(--navy)!important;border-radius:6px;font-weight:800;border:0!important}.menu-btn{display:none;background:transparent;border:1px solid #ffffff60;color:#fff;padding:8px 12px;border-radius:6px}.hero{position:relative;min-height:450px;display:flex;align-items:center;color:white;background:linear-gradient(90deg,rgba(3,25,47,.91) 0%,rgba(3,25,47,.75) 42%,rgba(3,25,47,.08) 100%),url(images/hero-red-barn-farm.webp) center/cover}.hero-content{padding:76px 0;max-width:650px}.eyebrow{color:var(--gold);font-size:.77rem;font-weight:850;letter-spacing:.19em;text-transform:uppercase}.hero h1{font-size:clamp(2.4rem,5vw,4.35rem);line-height:1.05;letter-spacing:-.045em;margin:14px 0 18px;max-width:680px}.hero p{font-size:1.12rem;max-width:570px;color:#edf2f7;margin:0 0 28px}.actions{display:flex;flex-wrap:wrap;gap:12px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:13px 20px;border-radius:6px;border:1px solid transparent;font-weight:800;cursor:pointer;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 6px 18px #0002}.btn-gold:hover{background:var(--gold2)}.btn-outline{border-color:var(--gold);color:#fff;background:#061f3b99}.btn-navy{background:var(--navy);color:white}.section{padding:72px 0}.section-soft{background:var(--pale)}.section-head{text-align:center;max-width:740px;margin:0 auto 34px}.section-head h2{font-size:clamp(1.8rem,3vw,2.65rem);line-height:1.15;color:var(--navy);letter-spacing:-.035em;margin:8px 0 12px}.section-head p{color:var(--muted);margin:0}.services{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.service{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:white;transition:.2s}.service:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.service img{width:100%;height:140px;object-fit:cover;display:block;background:linear-gradient(135deg,#dce9c6,#f1e39a)}.service img.image-failed{visibility:hidden}.service:has(img.image-failed)::before{content:"Farm • Home • Business";display:grid;place-items:center;height:140px;background:linear-gradient(135deg,#dce9c6,#f1e39a);color:#08294b;font-weight:800;text-align:center}.service-body{padding:20px 16px 18px}.service-icon{width:43px;height:43px;border:3px solid white;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-size:1.2rem;margin-top:-42px;position:relative;box-shadow:0 2px 8px #0002}.service h3{font-size:1rem;color:var(--navy);margin:13px 0 6px}.service p{font-size:.88rem;color:var(--muted);margin:0 0 14px;min-height:65px}.learn{font-size:.85rem;font-weight:800;color:var(--navy)}.learn span{color:#c28c12;font-size:1.1rem;margin-left:4px}.about-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:54px}.about-photo{width:100%;height:380px;object-fit:cover;border-radius:14px;box-shadow:var(--shadow);background:linear-gradient(135deg,#dce9c6,#f1e39a)}.about-photo.image-failed{visibility:hidden}.about-grid:has(.about-photo.image-failed){background:linear-gradient(135deg,#fffbea,#e8efdf);border-radius:14px}.about-copy h2{font-size:clamp(1.9rem,3vw,2.7rem);line-height:1.12;color:var(--navy);margin:9px 0 16px;letter-spacing:-.035em}.about-copy p{color:var(--muted)}.checks{list-style:none;padding:0;margin:20px 0 26px;display:grid;gap:10px}.checks li:before{content:'✓';color:#a87500;font-weight:900;margin-right:10px}.values{background:var(--navy);color:white;padding:25px 0}.value-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.value{display:flex;align-items:center;gap:14px;padding:8px 12px;border-right:1px solid #ffffff45}.value:last-child{border:0}.value-icon{font-size:1.8rem;color:var(--gold)}.value strong{display:block;font-size:.95rem}.value small{display:block;color:#d5e0eb;font-size:.79rem;line-height:1.4;margin-top:3px}.page-hero{background:linear-gradient(100deg,var(--navy2),var(--navy));color:#fff;padding:56px 0}.page-hero h1{font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;margin:8px 0}.page-hero p{max-width:720px;color:#dce6ef;margin-bottom:0}.service-detail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.detail-card{border:1px solid var(--line);border-radius:12px;padding:25px;background:#fff}.detail-card h3{color:var(--navy);margin:8px 0}.detail-card p{color:var(--muted);margin:0}.form-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px;align-items:start}.contact-panel{background:var(--navy);color:#fff;border-radius:14px;padding:28px}.contact-panel h2{margin-top:0}.contact-panel p{color:#d9e4ee}.contact-item{padding:14px 0;border-top:1px solid #ffffff2e}.contact-item strong{display:block;color:var(--gold);font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}.form-card{background:white;border:1px solid var(--line);border-radius:14px;padding:28px;box-shadow:0 10px 30px #0a2a4a0a}.form-card h2{color:var(--navy);margin-top:0}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:.88rem;font-weight:750;color:#34485d}.field input,.field select,.field textarea{border:1px solid #cfd9e3;border-radius:7px;padding:12px 13px;background:#fff;color:var(--ink);width:100%}.field textarea{min-height:110px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #e7b54455;border-color:#bd8c1c}.notice{font-size:.82rem;color:var(--muted);background:var(--pale);padding:12px;border-radius:8px;margin:16px 0}.form-status{display:none;padding:13px;border-radius:8px;background:#edf8ef;color:#175b2b;margin-top:14px}.form-status.show{display:block}.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.contact-card{border:1px solid var(--line);padding:24px;border-radius:12px}.contact-card .symbol{font-size:1.7rem}.contact-card h3{color:var(--navy);margin:8px 0}.contact-card p{color:var(--muted);margin:0}.cta-band{background:#f7f2e7;padding:38px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}.cta-inner h2{color:var(--navy);margin:0 0 5px}.cta-inner p{color:var(--muted);margin:0}.footer{background:var(--navy2);color:#fff;padding:42px 0 18px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:30px}.footer .brand strong{color:#fff}.footer .brand small{color:#d2dce7}.footer p,.footer a{color:#c8d4e0;font-size:.88rem}.footer h4{margin:0 0 13px;color:var(--gold)}.footer-links{display:grid;gap:8px}.copyright{border-top:1px solid #ffffff25;margin-top:28px;padding-top:16px;color:#aabaca;font-size:.78rem;display:flex;justify-content:space-between;gap:15px}.disclaimer{font-size:.78rem;color:#aabaca;max-width:700px}.hidden{display:none!important}
@media(max-width:950px){.topdetails{gap:10px}.topdetails span:last-child{display:none}.services{grid-template-columns:repeat(3,1fr)}.value-grid{grid-template-columns:repeat(2,1fr)}.value:nth-child(2){border-right:0}.footer-grid{grid-template-columns:1fr 1fr}.service-detail-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.crop-gallery-grid{grid-template-columns:1fr!important}.crop-gallery-grid img{height:200px!important}.topinner{padding:10px 0}.topdetails{display:none}.brand{min-width:0}.brand strong{font-size:.82rem}.brand small{font-size:.62rem}.logo-img{width:70px;height:auto}.menu-btn{display:block}.navinner{min-height:58px;flex-wrap:wrap;padding:8px 0}.navlinks{display:none;flex-direction:column;align-items:stretch;width:100%;padding:8px 0 12px}.navlinks.open{display:flex}.navlinks a{padding:12px 10px;border-bottom:1px solid #ffffff1b}.nav-cta{margin-top:5px;text-align:center}.hero{min-height:480px;background-position:58% center}.hero-content{padding:60px 0}.hero h1{font-size:2.7rem}.hero p{font-size:1rem}.section{padding:52px 0}.services{grid-template-columns:repeat(2,1fr);gap:12px}.service img{height:125px}.service-body{padding:16px 12px}.service p{min-height:unset}.about-grid,.form-layout{grid-template-columns:1fr;gap:25px}.about-photo{height:280px}.value-grid{grid-template-columns:1fr 1fr;gap:8px}.value{border-right:0;padding:8px 0}.value-icon{font-size:1.45rem}.service-detail-grid,.contact-cards{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.form-card,.contact-panel{padding:21px}.cta-inner{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr 1fr;gap:24px}.copyright{flex-direction:column}.page-hero{padding:43px 0}}
@media(max-width:390px){.services{grid-template-columns:1fr}.service img{height:175px}.value-grid,.footer-grid{grid-template-columns:1fr}.hero h1{font-size:2.3rem}}

/* Cape Insurance Services — soft butter-yellow primary theme */
:root{--gold:#f1e39a;--gold2:#f8edb8;--pale:#fffbea;--line:#e8dfb5}
.topbar{background:#fffdf4}
.navlinks a:hover,.navlinks a.active{border-color:var(--gold);color:#fff0a8}
.nav-cta,.btn-gold{background:var(--gold);color:#102b47;border-color:#d4c36f}
.nav-cta:hover,.btn-gold:hover{background:var(--gold2);color:#102b47}
.section-soft{background:#fffbea}
.service{border-color:#e9dfb4}
.service-icon{background:var(--navy);color:#f7eaa5}
.learn span,.checks li:before{color:#8b7115}
.values{background:#fff3bf;color:var(--navy);border-top:1px solid #eadc98;border-bottom:1px solid #eadc98}
.value small{color:#42536a}
.value-icon{color:#8b7115}
.cta-band{background:#f8efc4}
.contact-panel{background:var(--navy);border:3px solid #f1e39a}
.contact-item strong,.footer h4{color:#f1e39a}
.form-card{border-top:5px solid #f1e39a}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #f1e39a;border-color:#9c8730}
.notice{background:#fffbea;border:1px solid #e8dfb5}
@media(max-width:700px){.crop-gallery-grid{grid-template-columns:1fr!important}.crop-gallery-grid img{height:200px!important}.nav-cta{background:var(--gold)!important;color:#102b47!important}}


.crop-photo-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.crop-photo-grid article{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:0 8px 24px #08294b0b}.crop-photo-grid img{display:block;width:100%;height:210px;object-fit:cover;background:linear-gradient(135deg,#dce9c6,#f1e39a)}.crop-photo-grid h3{color:var(--navy);margin:17px 18px 5px}.crop-photo-grid p{color:var(--muted);margin:0 18px 20px;font-size:.92rem}.crop-photo-grid img.image-failed{visibility:hidden}.crop-photo-grid article:has(img.image-failed){background:linear-gradient(135deg,#fffbea,#e8efdf)}@media(max-width:700px){.crop-gallery-grid{grid-template-columns:1fr!important}.crop-gallery-grid img{height:200px!important}.crop-photo-grid{grid-template-columns:1fr}.crop-photo-grid img{height:200px}}
.license-note{font-size:.78rem;color:#aabaca;margin-top:8px}
.policy{max-width:820px;margin:0 auto}.policy h2{color:var(--navy);font-size:1.35rem;margin:34px 0 8px}.policy p,.policy li{color:#34485d}.policy ul{padding-left:22px}
#privacy:not(.hidden)~#crop-gallery,#review:not(.hidden)~#crop-gallery{display:none}.fc-toc{background:#fff3bf;border-bottom:1px solid #eadc98;position:static;box-shadow:none;color:var(--navy)}.fc-toc .wrap{display:flex;flex-wrap:wrap;gap:6px 18px;padding:12px 0;font-size:.88rem;font-weight:700}.fc-toc a:hover{text-decoration:underline}.fc-narrow{max-width:900px}.fc-narrow h2,.fc-h2{color:var(--navy);font-size:clamp(1.6rem,2.6vw,2.2rem);line-height:1.15;margin:8px 0 12px}.fc-narrow p,.fc-p{color:var(--muted)}.fc-h3{color:var(--navy);margin:34px 0 6px;font-size:1.3rem}.fc-grid4{grid-template-columns:repeat(4,1fr)}.fc-grid2{grid-template-columns:repeat(2,1fr)}.fc-note{background:var(--pale);border-color:#d4c36f}.fc-table-wrap{overflow-x:auto;margin:16px 0}.fc-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}.fc-table th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-size:.9rem}.fc-table td{padding:12px 14px;border-top:1px solid var(--line);color:#34485d;font-size:.93rem;vertical-align:top}.fc-two{display:grid;grid-template-columns:1fr 1fr;gap:10px 30px}.fc-tools{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.fc-tools ul{padding-left:18px;margin:8px 0 0;color:var(--muted);font-size:.92rem}.fc-tools li{margin:6px 0}.fc-tools a{color:var(--navy);font-weight:700;text-decoration:underline}@media(max-width:950px){.fc-grid4,.fc-tools{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.fc-grid4,.fc-grid2,.fc-tools,.fc-two{grid-template-columns:1fr}}
#farm-crop:not(.hidden)~#crop-gallery{display:none}
/* package additions: multi-page nav, consent pop-up */
.navlinks a{white-space:nowrap}
.cookie-pop{position:fixed;left:16px;right:16px;bottom:16px;z-index:999;max-width:560px;margin:0 auto;background:#FAF7F0;color:#08294B;border:2px solid #08294B;border-radius:12px;padding:18px 20px;box-shadow:0 10px 30px #0003;font-size:.95rem}
.cookie-pop h2{font-size:1.1rem;margin:0 0 6px;color:#08294B}.cookie-pop p{margin:0 0 12px}
.cookie-pop .cp-actions{display:flex;gap:10px;flex-wrap:wrap}
.cookie-pop button{border-radius:8px;padding:10px 18px;font-weight:800;cursor:pointer;border:2px solid #08294B}
.cookie-pop .cp-accept{background:#08294B;color:#fff}.cookie-pop .cp-decline{background:#fff;color:#08294B}
.cookie-pop a{color:#08294B;text-decoration:underline}
.linkbtn{background:none;border:0;padding:0;color:inherit;font:inherit;text-decoration:underline;cursor:pointer}

/* Anderson Nov 10: white logo plate in the navy footer only; header stays transparent. */
.footer .logo-picture{background:#fff;padding:6px 8px;border-radius:8px;border:0;box-shadow:none}